Balance Sheet
	December 31 2005
				Unit:USD
Items	Items	Notes	2005	2004
	Assets
	Cash balance		5,137,556.65	5,118,999.07
	Guarantee		-	-
	Calls & premiums receivable		543,239.67	421,873.06
	Reinsurance recoveries receivable	3	8,677,278.86	4,430,664.77
	Sundry debtors		102,246.39	553,148.52
	Total current assets		14,460,321.57	10,524,685.42
	Long-term investments	4	7,010,238.28	2,259,151.78
	Total Long-term investments		7,010,238.28	2,259,151.78
Total assets	Total assets		21,470,559.85	12,783,837.20
Liabilities	Liabilities
	Liabilities provision	5	11,954,373.90	7,953,683.00
	Sundry creditors		148,695.20	-
Total liabilities	Total liabilities	6	12,103,069.10	7,953,683.00
Reserves	Reserves		9,367,490.75	4,830,154.20
Total liabilities & reserves	Total liabilities & reserves		21,470,559.85	12,783,837.20